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& 托福写作范文：存钱还是花钱？
留学网整理
　　Is it better to enjoy your money when you earn itoris it better to save your money for some time in the future? Use specific reasons and examples to support your opinion.
　　The Advantages of Saving Money
　　Everyone must work to live， but many people are fortunate enough to make more money than they immediately need. What should they do with this extra income? While it is tempting for people to spend it all on things they desire， I believe it is better to save at least a portion of the extra income for the future.
　　By saving money， people give themselves more security. They canno perhaps one day they will be jobless. At a time like this their savings can spare them a great deal of suffering and help to see them through the hard time. In addition， saving money allows people to build up a larger sum. They can then buy something more worthwhile than the small things they can but if they spend the money right away. For example， they may be able to buy a house with their savings. Finally， the practice of saving helps people develop the habit of setting goals and planning for their future. In this way they are bound to lead more meaningful and successful lives.
　　Most people would like to enjoy their money immediately. Nobody likes to wait for the things that he wants. However， if we learn to save our money， we can gain more advantages in the future. We will lead more secure and， thus， happier lives. We will also be able to buy the things we truly want but cannot afford right now.
　　参考译文
　　存钱的好处
　　每个人都必须工作以求生存，但是有许多人很幸运，能够赚得比他们立即需要的还要多的钱。他们应该如何处理这些额外的收入呢?尽管把钱全花在自己想买的东西上是很诱人的，但我认为最好至少把一部分的额外收入存起来，以备将来之需。
　　通过存钱，人们能获得的安全感。未来是无法预测的，或许有一天我们会失业。碰到像这样的情况，存款可以让我们免去许多痛苦，帮助我们渡过难关。此外，存钱可以使人积累较多的钱，可以用于买更有价值的东西，比马上把钱花掉所能买到的东西更有用。例如，我们可以用存款买房子。最后，存钱能帮助我们培养设定目标及为未来作计划的习惯。如此一来，我们一定会过着更有意义并且更成功的生活。
　　大部分的人会想要马上享用手边的钱。没有人想等到以后再买想要的东西。然而，如果我们学会存钱，未来可以获得的好处。我们将过着更有安全感而且更快乐的生活。我们也能购买我们真正想要但现在无法负担的东西。
　　immediately adv.立刻extra adj.额外的
　　do with处理predict v.预测
　　savings n. 存款spare v.免除
　　see through帮助度过in addition此外
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托福独立写作范文:旅游与存钱
Here is something I have just learnt from the past week. Anna helped me go through several essays and pointed out: all right, there are minor errors in grammar and spelling, but the most serious problem is the organization of ideas. &When you are taking TOEFL,& she added, &you basically need to shut half of your brain down.&
True story.
It is very easy to get into a swamp of critical thinking and an entry level writer usually tries really hard on fixing those loopholes in their logic, while ignoring the way he delivers ideas. All those independent writing questions are quite simple and mostly controversial. You might never find a perfect saying to fix it. But the raters don&#39;t care about if the question itself is precisely asked or not. They care your language.
Building up an easy-access system of building up articles is more important than those delicately rephrasing process. What her final comment is attached here, just as a heads-up:
You have not clearly (or obviously) stated your thesis statement throughout the essay. In the opening and closing paragraphs the TS is also very we &You have not clearly (or obviously) stated your thesis statement throughout the essay. In the opening and closing paragraphs the TS is also very weak. Towards the end you become more organized, but the second paragraph is completely lost on me.&
Then she gave me a specific instruction on effectively organizing an essay. I did what she told me, which helps a lot.
Below is what have done within thirty minutes.
k. Towards the end you become more organized, but the second paragraph is completely lost on me. You have not clearly (or obviously) stated your thesis statement throughout the essay. In the opening and closing paragraphs the TS is also very wek. Towards the end you become more organized, but the second paragraph is completely lost on me
Do you agree or disagree with the following statement? Spending money on travelling is better than saving money for future use. (NA)
I am always seeing things from the perspectives of young people. I don&t think it is the best idea to start saving money too early. Instead, go travelling as much as we can is a better choice.
Simply stated, travelling benefits the future. A widespread phrase &illness of modernity& largely refers to the uncertainty and anxiety towards the future among young people. This feeling comes, in my opinion, mainly from a lack of experience exploring the world. It happened to me several years ago when I suddenly realized a history major student like myself was trapped between reality and ideality. So I chose to take one year off from college, which is more often called &gap year& to work and travel all over the world. I took interns in Bulgaria and Poland, bicycled through the entire Europe, stayed with American family, spent leisure summer in Spain, took care of autistic kids in Krakow and taught Chinese culture in Sofia. I spent all my money on this trip until I almost went broke. But I had such a clear picture for future and the experience I gained from this trip basically made me very compatible in the job market.
People may question that it would be a little less than responsible for later years not to save up to a fund. Apparently, this concern ignores the fact that we will have plenty of opportunities to make money in the future. Travelling during the early years, in turn, will definitely provide us even more chances. A lot of my friends are world travellers as well. They experienced so much that they are very aware of what the general trends of culture, fashion and even policies of multiple countries they have been to. They are always very insightful and could easily go one step earlier and further than most of the peers. After the global trips, some of them have chosen to devote themselves in academic institutions, some in journalism and freelance writing to continue exploring and some, like me, chose to work in a company. All of these people now are making very good money and the life they are living now is even better than the future they expected years earlier.
And then we need to consider a more practical aspect: are we really able to travel when we are older? Certainly a huge pressure from expense of raising children, maintaining a family and duties in work will stop people from carrying out their travel plans. Young people have relatively flexible schedule that reduces the risk of spending more energy in begging for a vacation or caring for, say, how their kids behave in kindergartens. My professor always encouraged me. He said, &go kid, if I were you, I would seriously consider postponing my research of Latin American countries because knowing that place from simply historical documents without actually being there and talked to people there apparently caused so much trouble in understanding their politics and culture.& He was right. I am still young. I have nothing now. And of course I have nothing to lose. That is the spirit.
So let&s go back to the topic we&ve been discussing. When we are young, there are so many benefits if we just pack a map and take with us the only dollars we keep in the pockets and set off. Spend the money now for the future. It is never too late. (575 words, Ge Xu; )当前位置： &
& 托福范文:养成存钱习惯的好处_留学英语
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托福范文:养成存钱习惯的好处_留学英语
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　　【题目】 　　Is it better to enjoy your money when you earn it or is it better to save your money for some time in the future? Use specific reasons and examples to support your opinion. 　　【优秀范文网】The Advantages of Saving Money　　Everyone must work to live, but many people are fortunate enough to make more money than they immediately need. What should they do with this extra income? While it is tempting for people to spend it all on things they desire, I believe it is better to save at least a portion of the extra income for the future. 　　By saving money, people give themselves more security. They canno perhaps one day they will be jobless. At a time like this their savings can spare them a great deal of suffering and help to see them through the hard time. In addition, saving money allows people to build up a larger sum. They can then buy something more worthwhile than the small things they can but if they spend the money right away. For example, they may be able to buy a house with their savings. Finally, the practice of saving helps people develop the habit of setting goals and planning for their future. In this way they are bound to lead more meaningful and successful lives. 　　Most people would like to enjoy their money immediately. Nobody likes to wait for the things that he wants. However, if we learn to save our money, we can gain more advantages in the future. We will lead more secure and, thus, happier lives. We will also be able to buy the things we truly want but cannot afford right now. 　　【参考译文】：存钱的好处　　每个人都工作以求生存，有许多人很幸运，能够赚得比立即需要的还要多的钱。应该如何额外的收入呢?把钱全花在想买的东西上是很诱人的，但我最好把一的额外收入存起来，以备将来之需。 　　存钱，人们能更多的安全感。未来是无法预测的，或许有一天会失业。碰到像的情况，存款可以让免去许多痛苦，帮助渡过难关。此外，存钱可以使人积累较多的钱，可以用于买更有价值的东西，比马上把钱花掉所能买到的东西更有用。例如，可以用存款买房子。最后，存钱能帮助培养设定及为未来作计划的习惯。如此一来，会过着更有意义并且更的生活。 　　大的人会想要马上享用手边的钱。人想等到以后再买想要的东西。然而，学会存钱，未来可以更多的好处。将过着更有安全感而且更快乐的生活。也能购买真正想要但现在无法负担的东西。 　　【注释】 　　immediately adv.立刻　　extra adj.额外的　　do with　　　　　　predict v.预测　　savings n. (pl.)存款　　spare v.免除　　see through帮助…度过　　in addition此外
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